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The checking account with cash back
No monthly maintenance fees
- Up to 2% cash back on purchases
- Get paid up to two days early with direct deposit
Personal loans with low fixed rates
From $3,000 - $100,000
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Find a loan in 3 easy steps!
- Check your rate
FILL out our easy form in two minutes or less
- Verify your information
If qualified, review and sign the loan documents
- Get your money
99% of personal loan funds are sent just 1 business day after signing
Refinance credit cards
Eliminate high-interest credit card debt
Consolidate debt
Get a single monthly payment
Improve your home
Get the funds to remodel, repair, or build the home you want
Make a major purchase
Get a fixed-rate loan instead of a high-interest credit card
Cover an unexpected expense
Pay for home or car repairs, and more
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Personal Loans
Get the funds you need – sent directly to your bank account – within a day of clearing verifications
Achieve more with fast funding
- Fixed rates and predictable payments
- Pay off your loan at any time, with no prepayment penalty
Flex Pay
Spread the cost of your trip over manageable, monthly payments.
Buy now, pay later
- Quick application, fast decision
- Shop with hundreds of travel and retail partners
UpLoan Cash Rewards
Combine the flexibility of a cash back rewards card with the predictability of a fixed-rate personal loan
No annual fee
- Get 3% cash back on gas, groceries, streaming, and utilities
- Use your UpLoan Card anywhere Visa is accepted
We've helped more than 3 million customers
Join our growing family and find the right loan for you.
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I have had several loans through...
I have had several loans through UpLoan and I have paid every one of them off. I recommend UpLoan to everyone seeking a personal loan.
Customer6 hours ago